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FOR SALE: Framed by landscaped gardens and grounds, surrounded by trees, it is set on the edge of the sort after village of Boughton Monchelsea which is within the Greenbelt and is, in part, a Conservation Area. PRICED AT £625,000

An economic adviser at UBS has guaranteed that there would be no double dip recession simply because we haven’t come out of the first one yet.

UK employers are scaling back on all employment-related operations against a backdrop of less recruitment and fewer redundancies.

The Government and businesses must adopt a two-pronged approach to deliver both short and long-term solutions to the housing crisis, the CBI said today.

Mortgage approvals fell from 50,967 in September to 50,382 in October, a decline of 1.1% and the second successive month-on-month decline, reports e.surv.

All bets are off on whether Britain can escape a second recession, credit crunch and house price falls of more than 10% next year until the eurozone crisis is dealt with decisively, experts warned this morning.

The Bank of England Base Rate has been held at a record low of 0.5% for a 33rd month by its Monetary Policy Committee.

The number of new buy-to-let loans increased by 16% in the third quarter of 2011, according to data published today by the Council of Mortgage Lenders.

New research conducted by the Equity Release Solicitors’ Alliance has revealed the impact of the ongoing economic situation is shaping the demand for equity release.

The government has promised to help mutuals get more people onto the housing ladder with affordable mortgages by protecting them from over burdensome regulation.

Tent-cities built by anti-capitalist demonstrators across the country from Glasgow to Brighton could be the answer to Britain’s housing crisis.

Landlords are increasingly positive about the outlook for the buy-to-let market in the UK, according to CHL Mortgages’ latest landlord survey.

The number of valuations in October 2011 grew 61% in comparison to October 2010, reveals Connells Survey and Valuation.

The UK housing market saw an increase in activity during October, as sales levels rose, and demand edged up, says the latest RICS UK Housing Market survey.

Around 58% of homeowners have never changed their mortgage outside of moving house according to research from Barclays.

Around 45% of potential first-time buyers state they are now more likely to get on the housing ladder thanks to the Government’s FirstBuy scheme.

The Consumer Prices Index measure of inflation in the UK fell to 5% in October from 5.2% the month before, figures from the Office for National Statistics shows.

With customers caught between high inflation and minimal wage growth 86% of customers believe the country is still in recession and jobs fears have increased.

Households significantly undervalue the contents of their home, underlining the need for people to assess the cumulative value of all of their belongings.

The number of mortgage products available to UK mortgage intermediaries has remained at a three year high for the second month running, figures released today from Mortgage Brain’s monthly product analysis show.

Up to 360,000 first-time buyers who bought a property in 2007 are likely to be trapped in their first homes, reveals research from HSBC.

Mortgage rates will start to rise next year as lenders are forced to get funding from an increasingly competitive retail deposits market.

The National Institute of Economic and Social Research estimates that there is a 50% chance of the UK falling back into a technical recession, even with the successful resolution of the eurozone crisis.

Three out of four landlords in the Local Housing Allowance market could be forced out of the sector due to government caps on housing benefit payments.

Women are set to be the biggest losers in retirement as conversations on the subject remain taboo for Britain's couples.

Construction activity jumped unexpectedly in October to a five month high as firms took on new work and increased their workforce, reveals figures from Markit/CIPS.

The property market is now steadily regaining favour amongst investors as property focussed investment companies are proving a source of much sought after income.

*** Kent Properties Online has expanded its network and is now specialising in ‘Premier Homes in Kent’ ***

The rate of Consumer Prices Index inflation rose to 4.5% in August from 4.4% in July revealed figures from the Office for National Statistics.

The news that four lenders are currently offering 100% LTV mortgages does not represent a real glimmer of hope for first-time buyers who are unable to save for a large deposit.

House prices rose in August, buoyed by a 1.6% rise in the London market, and transactions increased by 1.5%, bucking the seasonal trend.

The Bank Rate has been held at 0.5% for the 30th month running after the Bank of England’s Monetary Policy Committee met this morning.

Mortgage deals are now significantly better than when the base rate was reduced to 0.50% in March 2009 says Defaqto.

The National Chairman of the Federation of Small Businesses, John Walker, has written an open letter to the Prime Minister urging him not to ‘water down' proposals on banking reform, due be released next week.

The Financial Services Consumer Panel has welcomed the proposed banking reforms and has called on the government to commit to the Independent Commission on Banking's recommendations

The UK housing market remained subdued during August as economic uncertainty and lack of mortgage finance impacted on the level of property sales.

If house prices fall by 10% the number of households plunged into negative equity could double to 1.7m, financial outsourcer HML has warned.

House prices fell 1.2% in August following three successive monthly rises revealed the Halifax house price index

Standard Life’s Your Commitments, Your Future study reveals that financial and emotional commitments peak between 35-44 years of age.

The number of properties sold in August increased by 3.9% from July signifying the UK housing market has bounced back, claims Agency Express’ Property Activity Index.

The second Big Money Index from AXA shows there has been a shift towards a more cavalier attitude to finances in the second quarter of the year.

first direct says that by renting out a spare room for just 5 years homeowners with an offset mortgage could reap the benefits.

The British Chambers of Commerce has downgraded its growth forecasts for 2011 and 2012 and expects interest rates to start to rise in August 2012.

Commercial Mortgages rose by just over 6% over the past year while short term lending rose by a whopping 180%.

Two thirds (66%) of IFAs believe their clients with no protection products in place would turn to emergency savings in order to fund their living should they become unemployed or have a critical illness.

House prices fell by 0.6% in August and the price of a typical home in August is 0.4% lower than one year ago.

Children across the UK have an optimistic outlook on life despite the economic downturn, with 68% believing they will own their dream home by 35 years old.

There is a surge in the proportion of landlords planning to purchase family-focused housing reveals research by Paragon.

Income and savings are falling as debt is increasing, yet families still fail to protect themselves against the unexpected.

 The average first-time buyer home in London in 2015 will cost around £344,000 revealed Oxford Economics.

Regulated mortgage sales dropped 7% between 1 April 2010 and 31 March 2011 reaching their lowest level since the Financial Services Authority began recording data in 2005.

The number of provider firms declined to their lowest level of 116 between 2009/10 and 2010/11.

New tenant demand again outpaced supply of rental property in the three months to July, as many continued to turn to the lettings sector.

The cost of buying a home for first-time buyers is more than £100 a month lower than renting, according to new research by Halifax.

A further 49,239 mortgages were approved in July, the highest number of mortgages since May 2010 but consumer credit growth decreased reveals figures from the Bank of England.

 Parents wishing to get their children into a top performing local state school by purchasing a home within its catchment area now pay up to £77,000 extra for the privilege.

The ability to prove adequate trading history is the biggest barrier to the self-employed getting a mortgage, research by Kensington reveals.

 The great British summer time may not have lived up to expectations in 2011 but properties in some of the UK’s favourite coastal towns are still fetching impressive premiums.

Bridging lender Montello is claiming the bridging market is between £415m and £755m, less than 1% of the mortgage market overall.

There was a small dip in consumer confidence in July, reflecting increased uncertainty around the outlook for the UK economy.

The economy grew by just 0.2% in the second quarter of 2011 the second estimate from the Office of National Statistics has confirmed.

Members of the National Association of Estate Agents are reporting a drop in the number of properties available, resulting in fewer sales.

House prices rose by 1.3% in July, with the average house price in England and Wales reaching £163,049, according to Land Registry's House Price Index.

Four building societies have joined a scheme to help first-time buyers get onto the housing ladder with local authorities acting as guarantors reveals project investors, Sector Capital Group.

Private landlords will be negatively impacted by a rise in buy-to-let interest rates reveals the National Landlords Association.

Barclays, Santander and Northern Rock have reported a fall in gross lending figures in their half year results suggesting a likely downgrade of the Council of Mortgage Lenders forecast.

Property purchasers over the age of 65 are increasingly funding their house move through home reversion plans, says Bridgewater Equity Release.

The Bank of England has held the Bank Rate at 0.5% and the size of the Asset Purchase Programme at £200bn.

Over half of mortgage intermediaries expect the Bank of England Base Rate to rise in the first half of next year reveals Kensington.

House and apartment values have risen 9.6% in the 12 months through to July revealed Knight Frank LLP.

Although over three quarters of non-homeowners want to own their own home, just 14% are saving and making sacrifices to their lifestyle to achieve their ambitions.

 Atlantic Financial Management supports government proposals to improve the delivery of debt advice.

Two-fifths of Britons have saved the same amount of money or more in the last year compared with the same period 12 months before, research by Standard Life shows.

Former Apprentice contestant Liz Locke has defended the show’s format that saw eight-time task loser Tom Pellereau hired by Lord Sugar last night.

Northern UK towns and cities have seen the biggest contractions in economic activity over the past three years, reveals the annual Halifax Local Economic Performance Review.

Solicitors and licensed conveyancers have revealed that there are both concerns and opportunities in light of the imminent changes facing the industry revealed the Conveyancing Association.

Deputy Prime Minister Nick Clegg has said he fears economic crisis in the Greek, Spanish and Italian economies could spread to Britain.

The Financial Services Authority has rejected a recommendation by the Treasury Select Committee to delay implementation of the Retail Distribution Review by 12 months.

 Two-thirds of financial services practitioners support proposals to ring-fence a bank’s investment operations from its retail business as a way of protecting depositors.

UK property owners face potential liabilities of more than £11.5bn for cleaning up contaminated land says Searchflow

The latest package of capital proposals by the Financial Stability Board have been welcomed by researchers at NIESR and Brunel University.

The Bank of England’s Monetary Policy Committee voted seven to two in favour of holding base rate at 0.5% with little motivation for an increase in the near future.

Gross mortgage lending totalled an estimated £12.6 billion in June, an increase of 16% from the £10.8 billion lent in May revealed the Council of Mortgage Lenders.

Landlord Assist is urging landlords to check that their properties are correctly registered with the Land Registry to help protect them from registration fraud and identity theft.

Home sellers have dropped their asking prices for the first time this year revealed figures from property website Rightmove.

Alex Britez Cabral, a 28 year-old estate agent manager from London is one of the contestants in the new series of The Apprentice which starts next week and plans to use his business savvy in the world of property marketing to win over the boardroom.

Saga is calling on the Bank of England to start raising interest rates as soon as possible, saying its policy of keeping rates low could harm economic growth.

The Bank of England's Monetary Policy Committee held interest rates again at 0.5% today - the 25th month in a row

House prices fell by 0.2% in April with the price of a typical home in April 1.3% lower than one year ago, according to the Nationwide's House Price index.

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The Bank base rate is on hold at 0.5% for the 25th consecutive month after the Bank of England's Monetary Policy Committee voted this morning.

The LSL Acadametrics index for March shows a monthly fall of -0.1% in the average price and annual growth is zero.

The MPC was right not to raise rates yesterday but borrowers should consider overpaying on their mortgages to save money when they do rise.

Councils are to help first-time buyers get on the housing ladder by topping up their deposits. Five councils are pioneering a scheme aimed at buyers who can afford the monthly mortgage repayments but do not have a lump sum saved up.

The UK housing market in February saw a jump in the number of people putting their house up for sale, according to estate agents.

House prices in spa towns across England and Wales are on average £38,000 (or 16%) above their county average, according to Lloyds TSB research.

The Bank of England's Monetary Policy Committee today voted to maintain its 0.5% base rate for the 24th month in a row.

Three quarters of MPs believe that people with a stable income but without access to a large deposit should have access to mortgage finance.

February saw a flurry of activity as the number of residential mortgage valuations conducted rose by nearly a quarter in February compared to a year ago.

The Council of Mortgage Lenders today revealed that, at 36,300, the number of repossessions by first-charge mortgage lenders in 2010 accounted for just 0.3% of all mortgages.

The Bank of England held rates for the 23rd month in a row today despite fears of inflation reaching a two-year high.

The buy-to-let market grew by 7% in 2010, according to the latest data from the Council of Mortgage Lenders.

Santander plans to increase gross SME lending by 25% and total lending to UK businesses by 12% to support the economic recovery.

The Federation of Small Businesses has urging the Bank of England to hold interest rates at 0.5% when the MPC meets to set the rate.

House prices in the three months to January were 0.7% lower than in the preceding three months, according to the latest Halifax's House Price Index.

January saw a roller coaster ride for those looking for mortgages with many lenders changing their mortgage products and ranges, according to John Charcol.

Ministers have been urged to avoid a looming housing benefit crisis after new research revealed that welfare cuts may spark an exodus of landlords from the housing benefit sector.

UK house prices have risen by 91% over the past ten years, according to new research by Halifax.

RICS believes that activity in the housing market will be at broadly similar levels to that recorded last year.

2011 saw the first increase in average asking prices for three months, as January prices rose 0.3% (£711).

The latest research from the Worldwide Property Group reveals that property is believed by many to be the best place in which to invest hard earned cash.

With the Bank of England base rate remaining at 0.5% for a record 21 months, tracking data from unbiased.co.uk reveals the emergence of a new ‘rate-spoilt' generation.

Faced with high levels of tenant demand, strong pricing power, stable interest rates and improving buy-to-let mortgage conditions, landlords are looking towards 2011 with confidence.

Communities Secretary Eric Pickles is bringing an end to rules that can mean people who leave their house empty for more than six months risk having it seized by their local authority.

There are now 39% more properties on the market worth over £1 million in the UK than there were in January 2010.

Prices in the three months to December 2010 were 0.9% lower than in the preceding three months according to the Halifax.

In a bid to beat the January blues, MORE TH>N BUSINESS is asking landlords to challenge them to beat the renewal price of their insurance.

Tenant defaults could increase over the next year amid reports that many have borrowed money on a credit card to pay their mortgage or rent.

Retirement planning and investment and savings were the top triggers for consumers seeking independent financial advice last year.

Today's Bank of England Credit Conditions Survey showed that lenders have continued to improve the volume of credit that is available.

The impact of government spending cuts and continued concerns over access to finance saw sentiment in the construction industry turn increasingly negative during the third quarter of 2010, says the latest RICS Construction Market survey.

New research by the Financial Services Compensation Scheme (FSCS) has found that more than £7 billion in cash is lying around in people's homes.

It is crucial that the FSA's review of the housing market is not allowed to dash the dream of thousands of potential homeowners according to NAEA chief executive, Peter Bolton King.

Housing minister Grant Shapps has today launched an initiative to encourage more people to build their own homes by improving access to self-build mortgages.

The number of houses sold in the UK in December 2010 was the highest December figure for three years according to the latest Agency Express Property Activity Index.

Four out of 10 landlords in the private rented sector plan to increase the rent they charge tenants during the next 12 months.

The TD Waterhouse 6th annual Investor Confidence Index reveals cautious levels of optimism in the UK stock market not seen since 2006.

While scores remain in negative territory, the Household Economic Activity Tracker (HEAT) index improved by 12% from November to December.

Businesses across most sectors appear to have sustained the downward trend in failures which has been seen throughout 2010.

The UK's third quarter growth figure was unexpectedly revised down today, causing sterling to fall against a basket of currencies.

The shortage of rental property will continue into next year, with demand far exceeding supply.

Banks' gross mortgage lending totalled £7.8bn in November, 13.5% lower than a year ago.

Investec has warned that many people who accrue unconventional income through lump sum bonuses will struggle to get a mortgage by some less flexible banks.

2010 is likely to be recorded as a very mixed year in the property market, one that beat many expectations in terms of house price stability but failed to excite anyone in terms of the volume of transactions as a result of the lack of available finance.

Housing Minister Grant Shapps has launched a new national crackdown on tenancy cheats who unlawfully sublet their council or housing association properties and deny homes to people who really need them.

Rents have risen to £692 per month, but the growth shows signs of slowing as regional variations emerge.

Two in three borrowers chose to fix their mortgage in November, national broker Mortgage Advice Bureau has said.

EuroDebt is urging homeowners already facing financial stress to try to get some control on their finances and put their house in order.

Current low interest rates have been a major catalyst for increasing interest in buy-to-let according to the November confidence tracker survey carried out by Worldwide Property Group.

Activity in housing and mortgage markets is set to remain broadly flat in 2011 according to the Council of Mortgage Lenders (CML).

Sterling dipped on Monday, apparently pressured by Rightmove's weak UK house price survey that highlighted the fragility of the property sector, while higher U.S. bond yields supported the dollar.

2010 is likely to be recorded as a very mixed year in the property market, one that beat many expectations in terms of house price stability but failed to excite anyone in terms of the volume of transactions as a result of the lack of available finance.

The economy is expected to remain largely stagnant in 2011, with house prices expected to end 2011 1% down on December 2010 levels.

Residential landlords are confident about the market but those who are not so confident say rental arrears cause the most concern.

December asking prices fell by 3% but this is just the start according to Rightmove's December House Price Index.

Foreign buyers are benefiting from discounts of up to 35% on UK property prices, which is driving activity in the central London property market.

House prices fell 0.1% in November from the month before bringing the average home value to £164,708 said Halifax.

The Bank of England's Monetary Policy Committee has kept UK interest rates on hold at 0.5%.

Most IFAs believe protection products are key to consumers' overall financial planning yet less than one in five clients ask about protection.

Around half of the respondents surveyed in TMA's November Distribution Indicator suggested that buy-to-let enquiries have risen over the last three months.

Demand from buyers increased in November, while the number of sellers fell.

Fewer people can expect to own their own home in the UK, America and Spain in the coming years the Royal Institution of Chartered Surveyors has said.

John Charcol's Ray Boulger has warned that the Eurozone crisis could cause us problems in 2011.

Average house prices registered a 0.2% increase in November, the seventh consecutive month in which the market has seen a marginal gain in price.

House prices rose 1.8% in October to £164,919 from the month before said data from the Halifax

The Bank of England Monetary Policy Committee has voted to hold the base rate at 0.5% and against extending its programme of quantitative easing.

An expert has claimed mortgage lenders will take a guarded approach to borrowers for the remainder of this year.

House prices fell at their fastest rate since April 2009 in October, with Nationwide reporting the three month rate of decline at 1.5%. 

Tenant demand reached new heights in quarter three 2010 with over 61,000 new tenants registering for rental accommodation - a 19% increase compared to the previous quarter, latest figures from Countrywide show.

Construction accounted for 0.25% of the 0.8% growth in GDP recorded in the third quarter by the Office for National Statistics, revealing the sector's first quarter on quarter growth since 2007, and an annual uplift of 11%.

Uinsure has halved the excess on its Landlord's Building & Contents Cover to just £100.

Rising unemployment means it is essential for struggling homeowners to be adequately supported by the government, says Zoopla.

Chancellor George Osborne has announced the government's four-year Spending Review to Parliament, revealing some of the deepest cuts in public spending in decades. 

The latest mortgage index from John Charcol reveals that the proportion of mortgage purchases fell dramatically in September, but remortgages made a comeback.

Credit conditions tightened sharply in September for mortgage borrowers buying homes, reversing months of steady improvement.

The United Kingdom housing market has reached a plateau this autumn - a situation welcomed by some, but a source of despair for others.

Lord Adair Turner said last night in his Mansion House speech that the future Financial Policy Committee will act "to constrain credit booms before they end in busts".

The CBI expects the UK economy to continue to grow, and at a slightly faster pace in 2010 than had been expected.

Confidence among landlords has dipped for the first time in almost two years, driven by uncertainties including housing benefits and tax changes.

Lloyds TSB has introduced a new two-year fixed rate mortgage at 2.94%.

House prices fell by 0.9% in August, the second consecutive month that prices fell according to the Nationwide, but it is not necessarily bad news.

Housing market activity registered a fourth consecutive month of annual growth in August, with increased remortgaging activity supporting the month.

Ray Boulger, senior technical manager at John Charcol, says reports of interest rates rising to 8% are proof that the August "silly season" is in full swing.

The latest figures from Assetz House Price Watch show that average house prices were 6.1% higher in July than at the same time in 2009.

Aviva has won a competitive tender process for the distribution of household insurance products to Santander.

News that commercial property has entered the top five selling investment classes could be cause for concern, warns commercial property fund manager Tritax.

Landlords' confidence in buy-to-let has fallen in the last three months, but remains robust, according to the latest landlord sentiment survey conducted by LSL Property Services plc.

Gross mortgage lending rose by five per cent in July, with total lending standing at an estimated £13.6 billion, according to the Council of Mortgage Lenders (CML).

First-time buyers need to take advantage of lower interest rates and house prices, it has been suggested.

Mortgage rates are getting more "reasonable" and this is being reflected in a "firming up" of the property market, an expert has said.

According to the latest LSL Property Services / Acadametrics House Price Index for July 2010, housing market transactions increase for the second consecutive month

The arrival of A' Level results marks the scramble to fill university places across the UK.

Ray Boulger, senior technical director at broker John Charcol, says that for the foreseeable future we will have a first time buyer market of "the haves and the have nots".

Government proposals to build more new homes have been welcomed by one expert.

Homeowners who have installed solar panels on their properties are publicly showing they want to make a difference and increase energy efficiency, one expert has suggested.

Head of consulting at Ducalian Timothy Lambert said many people wrongly believe prices will rise in the short-term.

Head of member and external relations at the Council of Mortgage Lenders Sue Anderson urged potential borrowers to explore all options carefully.

That is the view of chief executive of Firstrung Paul Holmes, but he also warned there is still a dislocation between the figure houses are put up at and the amount they are being sold for.

Director of Mouseprice Selwyn Lim said many mums and dads would justify the additional cost by thinking of the time their offspring would spend at the academic facility.

According to a report from moneysupermarket.com, 90 per cent of products can be found through financial institutions, rather than having to go to a broker.

The first time buyer mortgage market has seen an increase in activity of late.

Mortgage lending will contract and market conditions get worse unless regulators across the world force mortgage backed security issuers to divulge information on the quality of underlying mortgages to investors, Michael Bolton, European sales and marketing director of Clayton Eurorisk warns today.

New sellers now outnumber new mortgage approvals by 5.2, says Rightmove.

Since March supply has grown three times faster than demand, according to the latest Hometrack survey

Today the Chancellor of the Exchequer George Osborne has set out his Budget with a comprehensive five-year plan to rebuild the British economy.

House prices in the South East edged up in May

The price of a typical UK property inched up by 0.1% in June according to the Nationwide's Property Price Index.

The coalition government has suspended the use of Home Information Packs (Hips) by home sellers

Mortgage rationing has eased off this year The Post Office has stepped up its attempt to become one of the UK's biggest mortgage lenders. It is offering a mortgage deal that requires just a 10% deposit.

Property prices in Kent should rise off the back of the new high-speed rail link between the county and London, it has been suggest

The popularity of online property websites has placed the future of the traditional high street estate agent in doubt

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The Bank of England's Monetary Policy Committee today voted to maintain the official Bank Rate paid on commercial bank reserves at 0.5%.

The latest Halifax House Price Index for March 2010 reports that house prices increased by 1.1% from February, representing an annual increase of 5.2%.